Some consider filing for bankruptcy to be a complicated and intimidating process, but the fact is that that doesn’t necessarily have to be the case, especially if you are soliciting the aid of an experienced and knowledgeable bankruptcy attorney in Tulsa, Oklahoma. As a part of their profession, bankruptcy attorneys are well-versed in bankruptcy law and can effortlessly guide you throughout the process so that you obtain the financial relief that you need. If you have lingering questions about the process, and more specifically about the type of bankruptcy chapter you should file, we recommend that you stick around and learn more about the various bankruptcy chapters available to filers.

Learning About the Different Types of Bankruptcy

According to the National Foundation for Credit Counseling, “in the United States there are six kinds of bankruptcy chapters, Chapter 7, Chapter 9, Chapter 11, Chapter 12, Chapter 13 and Chapter 15, with Chapter 7 and Chapter 13 bankruptcy being the most common forms filed. Chapter 7 bankruptcy, sometimes referred to as liquidation bankruptcy is the most common type of bankruptcy in the U.S., and the most basic form of bankruptcy. Chapter 11 bankruptcy is a reorganization bankruptcy and is available to individuals and business. Chapter 12 bankruptcy is designed for “family farmers” and “family fisherman” that are under financial distress.” While [with] Chapter 13 “or a wage earner plan”, an individual that has regular income is allowed to develop a plan to play back parts, or all, of their debts” And Chapter 15 “provides a way for dealing with cases that involve more than one country.”

Meeting with an Experienced Bankruptcy Attorney

Now that you know the basics of bankruptcy law and are familiarized with the objectives of each bankruptcy chapter, the next step is to meet with a seasoned and knowledgeable bankruptcy attorney who can study your financial situation and make recommendations as to what type of bankruptcy chapter you should file. According to Lawyer Education, bankruptcy lawyers essentially “work in and out of the court room. Out of the court room, they advise their clients in the complexities of bankruptcy laws and counsel them in reducing their debt load by liquidating assets and paying creditors.” If you or someone you know is struggling to pay back their debts to creditors, now may be the time to consult an experienced bankruptcy lawyer. You do not want to put off meeting with an attorney, and risk for your wages to be garnished, your vehicle(s) to be repossessed or your home to be foreclosed. For more information on a bankruptcy attorney in Tulsa, Oklahoma who can help, we recommend reaching out to the Henson Law Firm.

The Henson Law Firm, PLLC is located at:


601 S. Boulder, Suite 600

Tulsa, OK 74119

Phone: 918-551-8995



*We are a debt relief law firm in Tulsa, Oklahoma.

*We help people file for bankruptcy relief under the Bankruptcy Code.

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